Simple, Transparent Pricing

Choose the path that fits where you are today. Every service includes dedicated specialist support.

Personal Credit Repair

$497setup+$97/month

Tri-bureau credit analysis and dispute strategy
Professional dispute handling with all three bureaus
Negative item removal (collections, charge-offs, late payments)
Score tracking and monthly progress reports
Dedicated credit specialist
Creditor intervention and goodwill negotiations

Business Credit Building

$1,997one-time

or $397/month x 5 months ($1,985 + $288 finance charge)

Full business entity compliance review
EIN registration and structuring
D-U-N-S number setup and optimization
Business bureau profile building (D&B, Experian, Equifax)
Starter tradeline placement (5+ accounts)
Net-30/60/90 vendor account setup
Business credit monitoring and reporting
Dedicated business credit specialist

Tradelines

Starting at $150per tradeline

Authorized user tradelines added to your personal credit profile. Aged accounts with established payment history to help boost your credit score and profile depth. Pricing varies based on age and credit limit of the tradeline.

Personal Funding

We earn our fee when you get funded.

No upfront costs. We work on your behalf to match you with personal credit cards, lines of credit, and personal loans. Our fee is earned only after you receive approved funding.

Business Funding

We earn our fee when you get funded.

No upfront costs. We connect you with SBA loans, business lines of credit, term loans, and revenue-based financing. Our fee is earned only after your business receives approved funding.

All pricing subject to change. Results vary based on individual credit profiles and bureau response times. XCI GROUP complies with all applicable federal and state regulations.

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